Mortgage advice with a 95% approval rate
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Why us
Expert guidance on securing a French mortgage from the UK, hassle-free.
Secure your French mortgage with confidence and ease.
Seamless mortgage process with expert bilingual support.
Expert guidance ensuring a smooth, stress-free mortgage process.
Winner of Best Specialist Mortgage Broker at the British bank awards.
Our process
With over 17 years of experience, local connections, a bilingual team, and trusted lenders, we make securing a French mortgage simple. Whether for a holiday home or a permanent move, we handle the details so you can buy with confidence.
We gather your personal and financial details, provide a no-obligation, tailored mortgage quote, and access exclusive deals. Our expertise ensures you get the best rates, saving you time and money.
Once you proceed, a dedicated consultant is assigned to guide you through the mortgage application and property purchase, ensuring a smooth process and addressing all necessary details.
We manage communication with banks, notaries, estate agents, and others, ensuring all legal and administrative tasks are handled efficiently, allowing your purchase to complete smoothly and on time.
Latest Rates
In addition to some of the latest French mortgage rates below, IPF has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you.
Type of mortgage | Max LTV (Term) | Starting Rates from ** | Interest only | Monthly payments * | Request Quote |
---|---|---|---|---|---|
Fixed | 85% (15 years) | 3.95% | No | €3,686 | |
Fixed | 85% (20 years) | 4.10% | No | €3,056 | |
Capped Variable | 80% (10 years) | 3.88% | No | €5,034 | |
Fixed | 70% (15 years) | 3.20% | No | €3,501 | |
Fixed | 70% (20 years) | 3.40% | No | €2,874 | |
Fixed | 70% (15 years) | 4.95% | Yes | €2,063 |
* Monthly payment is based on a loan amount of €500,000
** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)
This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.
For a personalised French mortgage quote please contact us directly or submit your information online.
Information provided by www.internationalprivatefinance.com and is correct as of 20/02/2025
Your home may be repossessed if you do not keep up with repayments on your mortgage
Our reviews
We've spent years helping our clients purchase their dream properties in France. Here are some examples of happy clients who can tell you how we ensured they could purchased abroad, stress-free.
Take the first step towards owning your dream home in France—check your eligibility today, and let us guide you every step of the way!
Fiona Watts, Founder & Managing Director
Rated Excellent
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