Mortgage advice with a 95% approval rate*
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Why us
Get expert help to buy a French property.
We help many clients secure French mortgages, even when others can’t.
Relieve the stress of language barriers with expert bilingual support.
We have experience and connections to find competitive rates.
First-class help from “Best Specialist Mortgage Broker” winners.
Our process
With over 17 years of experience, local connections, a bilingual team, and a panel of reputable lenders, we help you explore competitive French mortgage options. Whether for a vacation home or a permanent move, our team supports you throughout the process to make buying easier.
We gather your personal and financial details to provide a no-obligation, tailored mortgage quote and access a range of competitive deals. Our expertise helps you explore suitable options efficiently.
Once you proceed, a dedicated consultant will support you through the mortgage application and property purchase, helping manage the process and address all necessary details - valuable assistance while you’re in the USA.
We coordinate communication with banks, French notaries, real estate agents, and others to help manage legal and administrative tasks, supporting your purchase process from start to finish - especially important for non residents.
Latest Rates
International Private Finance offers access to a broad range of competitive French mortgage rates - including deals that may not be available directly from all lenders. Once we understand your circumstances, we can help identify rates that may suit your needs. The table below provides an overview of general current French mortgage rates.
Type of mortgage | Max LTV (Term) | Starting Rates from ** | Interest only | Monthly payments * | Request Quote |
---|---|---|---|---|---|
Fixed | 85% (15 years) | 3.95% | No | €3,686 | |
Fixed | 85% (20 years) | 4.10% | No | €3,056 | |
Capped Variable | 80% (10 years) | 3.88% | No | €5,034 | |
Fixed | 70% (15 years) | 3.20% | No | €3,501 | |
Fixed | 70% (20 years) | 3.40% | No | €2,874 | |
Fixed | 70% (15 years) | 4.95% | Yes | €2,063 |
* Monthly payment is based on a loan amount of €500,000
** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)
This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.
For a personalised French mortgage quote please contact us directly or submit your information online.
Information provided by www.internationalprivatefinance.com and is correct as of 20/02/2025
Your home may be repossessed if you do not keep up with repayments on your mortgage
Take the first step towards owning your dream home in France—check your eligibility today, and let us guide you every step of the way!
Fiona Watts, Founder & Managing Director
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We’ve spent years helping US-based clients purchase properties in France. Here are some examples of satisfied clients who can share how we supported them in finding suitable mortgage options for their homes.