Mortgage advice with a 95% approval rate
Latest Rates
International Private Finance has exclusive access to some of the best French mortgage rates on the market, unavailable if you went directly to lenders. Once we know more about your circumstances, we can recommend the best rates available to you. The table below outlines the latest general French mortgage rates.
Type of mortgage | Max LTV (Term) | Starting Rates from ** | Interest only | Monthly payments * | Request Quote |
---|---|---|---|---|---|
Fixed | 85% (15 years) | 3.95% | No | €3,686 | |
Fixed | 85% (20 years) | 4.10% | No | €3,056 | |
Capped Variable | 80% (10 years) | 3.88% | No | €5,034 | |
Fixed | 70% (15 years) | 3.20% | No | €3,501 | |
Fixed | 70% (20 years) | 3.40% | No | €2,874 | |
Fixed | 70% (15 years) | 4.95% | Yes | €2,063 |
* Monthly payment is based on a loan amount of €500,000
** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)
This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.
For a personalised French mortgage quote please contact us directly or submit your information online.
Information provided by www.internationalprivatefinance.com and is correct as of 20/02/2025
Your home may be repossessed if you do not keep up with repayments on your mortgage
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Finding the best French mortgage rates is what we do, day in, day out.
Secure your French mortgage with confidence and ease.
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We have experience and connections to find the best rates.
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Our process
With over 17 years of experience, local connections, a bilingual team, and trusted lenders, you’ll have confidence that you’re getting the best possible deal on your French mortgage. Whether for a holiday home or a permanent move, we handle the details so you can buy without the stress.
We gather your personal and financial details, provide a no-obligation, tailored mortgage quote, and access exclusive deals. Our expertise ensures you get the best rates, saving you time and money.
Once you proceed, a dedicated consultant is assigned to guide you through the mortgage application and property purchase, ensuring a smooth process and addressing all necessary details.
We manage communication with banks, notaries, estate agents, and others, ensuring all legal and administrative tasks are handled efficiently, allowing your purchase to complete smoothly and on time.
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