Mortgage advice with a 95% approval rate*
We’ve been featured in
Why us
Buy your dream Spanish property without the stress with our expert guidance.
Secure your Spanish mortgage with confidence and ease.
Seamless mortgage process with expert bilingual support.
Expert guidance ensuring a smooth, stress-free mortgage process.
Winner of Best Specialist Mortgage Broker at the British bank awards.
Our process
With over 17 years of experience, local connections, a bilingual team, and trusted lenders, we make securing a Spanish mortgage simple for UK residents. Whether for a holiday home or a permanent move, we handle the details so you can buy without the stress.
We gather your personal and financial details, provide a no-obligation, tailored mortgage quote, and access exclusive deals. Our expertise ensures you get the best rates, saving you time and money.
Once you proceed, a bilingual dedicated consultant will guide you through the process, ensuring the process is smooth for you hundreds of miles away from your future new property.
We manage communications with banks, notaries, estate agents, and others, ensuring all legal and administrative tasks are handled efficiently, relieving stress on you as a non-resident.
Latest Rates
International Private Finance has exclusive access to some of the best Spanish mortgage rates on the market, unavailable if you went directly to lenders. Once we know more about your circumstances, we can recommend the best rates available to you. The table below outlines the latest general Spanish mortgage rates.
Type of mortgage | Max LTV (Term) | Starting Rates from ** | Interest only | Monthly payments * | Request Quote |
---|---|---|---|---|---|
Mixed (Fixed 1 Year - Remaining Term Variable) | 70% (10 years) | 5.19% | No | €3,210 | |
Mixed (Fixed 1 Year - Remaining Term Variable) | 70% (20 years) | 5.19% | No | €2,011 | |
Mixed (Fixed 5 Year - Remaining Term Variable) | 70% (15 years) | 5.15% | No | €2,396 | |
Mixed (Fixed 10 Year - Remaining Term Variable) | 70% (25 years) | 5.25% | No | €1,798 | |
* Monthly payment is based on a loan amount of €300,000
** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)
This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.
For a personalised Spanish mortgage quote please contact us directly or submit your information online.
Information provided by www.internationalprivatefinance.com and is correct as of 14/02/2024
Your home may be repossessed if you do not keep up with repayments on your mortgage
Take the first step towards owning your dream home in Spain—check your eligibility today, and let us guide you every step of the way!
Fiona Watts, Founder & Managing Director
Rated Excellent
34 reviews on
Google.com
Our reviews
We’ve spent years helping US-based clients purchase properties in Spain. Here are some examples of satisfied clients who can share how we supported them in finding suitable mortgage options for their homes.